6 Documents You Need When Selling Your House in Louisville

6 documents you need when selling your house

Are you looking to sell your house in Louisville? To make this process move smoothly and quickly, we recommend organizing all your documents from the start.

As with all legal transactions, when you are selling your house in Louisville, there will be paperwork. Here is a list of 6 documents that will be important to organize: 

  1. Contract
  2. Property Disclosure
  3. Title
  4. Occupancy Rider
  5. Promissory Note/Seller Financing
  6. Settlement Statement


For a contract to be legally binding and to have the ability to settle any disputes after closing, be certain the contract is signed by both parties. Details on this document for your Louisville house need to include, the closing date, price, date of occupancy. Additionally, add any conditions for termination as well as inspection dates.   In Kentucky, it is mandatory that consideration in the form of an earnest money deposit is received in order for a contract to be valid.  

Disclose! Disclose! Disclose!

A property disclosure will detail any known defects or malfunctions of the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Louisville. 


The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Louisville must be transferred after the sale to the name of the new owner.  Typically, the deed can be found at the county clerk and is also available online at Jefferson County Clerk for Jefferson County.

Occupancy Rider

Timing doesn’t always work as planned so you will want  to have in place documentation that details responsibilities for any rent, utilities or additional costs or repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date, you will need a post-occupancy agreement. Conversely, should the buyer need to be in place prior to the completion of the sale of your house in Louisville, this will require a pre-occupancy agreement. 

Promissory Note / Seller Financing

The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through seller financing this is extremely important.  A title company should create a promissory note in additional to a mortgage so that the property can be used as collateral for the purchase.  This protects both the buyer and the seller.  The promissory note and mortgage will include the interest rate and amortization schedule.

Settlement Statement

HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement. Here is the Settlement Statement listed on the HUD website. At least one day prior to the closing, the buyer has the right to review this statement, in order that consumers are aware of just what they’re being charged in fees at the closing and in financing interest for the term of the loan. Strict adherence to these laws will help you to avoid legal nightmares in the future. Be prepared at the closing, should the solicitor request you to show your proof of identity. The documents should be examined carefully before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

Ready to close on the deal? Gather the 6 documents you need when selling your house in Louisville and give FairSquare House Buyers a call at 502-417-7467 or send us a message at any time!  We have a team of experts to help answer your questions and manage you through this process.

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